Created with you in mind.
BPI created the BPI card especially for you: a Credit and Debit Card for the Visa network that gives you access to a wide range of advantages.


Advantages of the BPI Card

Exemption from Annual Fee
Exemption from annual fee provided that the average of the monthly balances due is equal to or more than € 150.00.

Up to 50 days free credit
Make purchases and cash withdrawals and benefit from 20 to 50 days interest-free credit.

Credit and Debit Card
The BPI Card allows you to make purchases and credit withdrawals in the Visa and Multibanco networks. In Portugal, you can also access your Current Account for withdrawals, payments of services and account status checks.

Current Account Transaction

Card Account Transaction

Purchases
At any trader in Portugal or abroad

-

Yes

Withdrawals
In Portugal

Yes (according to customer's choice)

Yes (according to customer's choice)

Abroad

-

Yes

Payment of Services and Low-Value Payments*
In Portugal

Yes

-

Abroad

-

-

* For example: tolls and calls from public telephones.


Universal form of payment
You can make purchases in millions of establishments within the Visa network all over the world.

Security
The BPI Card offers the latest EMV" (Europay, MasterCard and Visa) technology, which means you can perform all your transactions in the greatest security.

For transactions using the BPI Card in Portugal, at Traders with Automatic POS Payment Terminals prepared for the EMV" System, you will be asked to confirm the transaction by punching in your PIN (except in Restaurants), thereby reducing the possibility of fraudulent card use.

Choose the picture you want for your BPI Card
You can choose from a selection of 21 pictures of Portuguese Cities for your BPI Card. If you miss your place of birth, if you would like to go back to where you spent your best holiday or if you love the city you live in, you can always carry it with you.

Full range of insurance plans (optional)*
Possibility of taking out a full range of insurance plans:

Base Insurance
Personal Accidents during Travel, Civil Responsibility, Home Assistance, Card Account Balance, ATM theft, among others.

Health Insurance and Hospital Confinement
Health Insurance and Hospital Confinement in special conditions.

*Banco BPI, S.A., Rua Tenente Valadim, 284, Porto: Tied Insurance Intermediary no. 207232431 (registered at the Instituto de Seguros de Portugal (Portuguese Insurance Institute) on 31 October 2007 - additional information relative to the registration available at www.isp.pt); Authorised to exercise activity in the Branches of Life and Non-Life Insurance with the Insurance Companies BPI Vida, Companhia de Seguros Allianz Portugal, SA, Companhia de Seguros Vida, SA and Cosec - Companhia de Seguro de Créditos, S.A.


Competitive Annual Fee
Annual fee of only € 15.00, both for the 1st holder and for additional Holders.

Annual Interest Rate
Nominal: 20,1%
TAEG: 22,3% for a credit of € 1500 at 12 months with a nominal interest rate of 20.1%. The interest rate is fixed and calculated based on 360 days, without rounding

Always at your service
Permanent telephone assistance on the BPI Cards Line - +351 21 720 77 00 or +351 22 607 22 66

For further information, please dial 808 200 500 or contact a BPI branch.