Access Conditions
Individual and Corporate Clients
Amounts
Minimum initial deposit: € 250
Maximum initial deposit: € 1.000.000
Minimum balance: € 250
Term
360 days
Interest Rate
The Annual Gross Nominal Rate (AGNR) depends on the term and amount invested.
Bonus rates that depend on possessing at least 4 BPI products / services linked to the deposit's NUC (single account number) up to the deposit's maturity.
Requisites for bonus rate:
- Automatic salary domiciliation;
- Protocol Salary Account;
- Monthly deposit plans, totalling at least € 100/month in total NUC of BPI Savings Accounts;
- Any separately sold Life Insurance sold by Banco BPI;
- Any separately sold multiple-risk insurance (building and/or contents) sold by Banco BPI;
- Any separately sold Motor Insurance sold by Banco BPI;
- Any separately sold Health Insurance sold by Banco BPI;
- Any separately sold Civil Liability / Transport Insurance sold by Banco BPI;
- Any separately sold Occupational Accidents Insurance sold by Banco BPI;
- Any separately sold Personal Accidents Insurance sold by Banco BPI;
- Credit Protection Insurance sold by Banco BPI;
- Any separately sold Recreational Boats Insurance sold by Banco BPI;
- BPI Aforro Non Resident product with a minimum of €5,000;
- Processing of employees' wages through files (registered as salary), sent via BPI Net Empresas, SIBS forward, XRT, floppy disk or e-mail;
- New car loan.
- Active BPI Point of Sale Terminal
- Credit Card (business or corporate);
- BPI Net Empresas;
- Opening of partner account (30 days before or after the term deposit is constituted).
Account Management Conditions
Early withdrawal only allowed for the full amount and implies the total loss of interest.
More Details
Renewal: Automatic renewal.
Reinforcements: Not allowed.
Interest Payment: Interest is paid at maturity date and credited into the associated Current Account.
