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Content ID: PR_WCS01_UCM01056981


Solution for new vehicles with an extended term and the option to buy the vehicle at the end of the term. You can choose a term of 12 to 120 months and a residual value of up to 15% of the retail price.

Banco BPI | Car Loan Solutions | Leasing

Banco BPI | Car Loan Solutions | Leasing

Main Characteristics

In a Leasing contract the Lessor grants to the Lessee the right to use an asset for a certain period of time against payment of a monthly rent agreed between the two. 

Type of Vehicle  New
Vehicle ownership BPI
Period of time 12 to 120 months
Maximum Final Payment 15%
Minimum Amount Financed             € 5.000
Insurance  â‚¬ 50.000.000 Civil Liability + Own Damage subject to a maximum excess on the policy of 20%

Competitive rates

Choose the vehicle that suits you best, new or used, and take advantage of the excellent rates offered by BPI Automóvel:

  • Variable rates with spreads from 3,25%1;
  • Fixed rate from 2,75%2 - this rate is not subject to market rate fluctuations, remaining unchanged for the duration of the contract.

Long terms and financing of up to 100% of retail price

BPI Automóvel finances up to 100% of the car's retail price; terms are very flexible up to 120 months3, so you can choose that which best suits your circumstances.

Very Competitive Allianz Auto Insurance

  • A bonus for the best drivers: A discount on the premium of up to 55%;
  • Replacement value as new: In case of Total Loss in the first two years, the compensation is equal to the value of the vehicle as new;
  • Optional coverages: Occupants, deprivation of use and complementary coverages (natural cataclysms and aircraft crash; strikes, riots and civil commotions; acts of vandalism and acts of terrorism);
  • Travel assistance from km zero;
  • Large range of excess options.


1 3,7% Effective annual interest rate (TAEG), monthly payment of € 311,98 under Leasing, calculated in September 2020, based on a variable interest rate (VIR) of 2,891% (composed of 12-month Euribor rate August 2020, plus a 3,25% spread), for 60-month financing of € 20,000 and final payment of 15%. Total Amount Attributable to Consumer of € 22.149,60.
2 Effective annual interest rate (TAEG) of 3,6%, monthly payment of € 310,56 under LTL, with fixed interest rate (FIR) of 2,75% and Total Amount Attributable to Consumer of € 22.064,40.

Rate calculated for 60-month financing of € 20.000 under Leasing, final payment of 15%. Values valid in September 2020.

3 Terms over 96 months suffer a rate increase of 1%.

This information is provided for advertising purposes and does not constitute a contractual proposal. You must read the pre-contractual and contractual information required by law, which may obtained from Banco BPI. This insurance policy is a product of Companhia de Seguros Allianz Portugal, S.A., sold by Banco BPI, S.A., Sociedade Aberta, Rua Tenente Valadim, 284, Porto, in its capacity as Tied Insurance Intermediary no. 207232431 (registered with the Insurance and Pension Funds Supervision Authority on 31-10-2017 - more details on the registration available at, authorised to carry on insurance business in the Life and Non-Life Branches with the insurers BPI Vida e Pensões - Companhia de Seguros Vida, S.A., Companhia de Seguros Allianz Portugal, S.A. and COSEC - Companhia de Seguro de Créditos, S.A. Banco BPI, S.A. is not authorised to receive premiums or enter into contracts on behalf of COSEC, Allianz or BPI Vida e Pensões and, as an insurance intermediary, assumes no responsibility for the coverage of risks inherent in the insurance contract.