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Welcome to BPI

We present BPI Citizen, created exclusively for you, so you can always feel at home.

Whether you are retiring or working, BPI Citizen will help you to make your life easier and more pleasant in Portugal. We have a range of financial and non-financial services at your disposal, which will help to simplify your accommodation and settlement in our country.

So many reasons to choose BPI Bank.

With BPI Citizen, you have everything you need for your daily life. Learn more about the products and services that will simplify your life.

Conta Valor BPI Citizen

A multiproduct account with everything you need to manage your daily life, for only €9,99/month1.

You can open your Conta Valor BPI Citizen from €100.

This account includes:

  • 2 BPI Gold Credit Cards (APR of 15.3%) with free availability fee2.

    With this card you will benefit from a wide range of insurances3 such as home assistance, travel assistance, theft, among others, free of charge.

  • 2 Free BPI Electron Debit Cards4

    With BPI Electron debit cards, you can withdraw cash from all ATM (multibanco) machines in Portugal, without paying any fees.

  • Free transfers

    This includes SEPA+ transfers, national and European, not immediate, made on mobile devices (BPI App), online (BPI Net) or by phone without an operator.

  • Free online services

    Access your account, perform a wide range of banking operations and contact your manager without leaving home. All this in a simple, fast, and safe way, available 24/7.

Citizen Living Solutions

When you open your Conta Valor BPI Citizen, you will have free access to Citizen Living Solutions5, an assistance programme available 24/7 and in four languages (Portuguese, English, French, and German), where you will find a set of services that will simplify your daily life and your settlement in Portugal.

Find out more at www.citizenlivingsolutions.com

Specialised Managers

With BPI Citizen you have a team of specialised managers at your disposal to make you feel as if Portugal is also your home.

More advantages of being a BPI Client

Find out more about other advantages and benefits of being a BPI Client.

Find out more

Notes

1 The amount of €9,99/month corresponds to the Maintenance Fee of the Account Package. The minimum amount to open the Conta Valor BPI Citizen is €100.

2 We offer 2 BPI GOLD Credit Cards for the same Card Account, with a free availability fee. APR calculated for the use of a credit of €2,500, a fee for providing a BPI Gold credit card of €50.00 and reimbursement in 12 equal instalments of capital, plus interest at an annual nominal interest rate of 9.32% and the legal taxes in force. The interest rate is calculated on a 360-day basis, without rounding. Rates valid until 30/09/2021. Issuing and Lending Entity: CaixaBank Payments & Consumer, E.F.C., E.P., S.A.U. Headquarters: Calle Caleruega 102, 28033 Madrid – Spain, with the Tax Identification Number A08980153, registered at the Commercial Registry of Madrid, volume 36556, folio 29, page M-656492. Agent in Portugal of the card issuer CaixaBank Payments & Consumer, E.F.C. E.P., S.A.U, acting as a tied credit intermediary on an exclusive basis: Banco BPI, S.A., Headquarters: Rua Tenente Valadim, 284, 4100–476 Porto, Share Capital € 1,293,063,324.98, registered at the Commercial Registry Office of Porto under the registration number PTIRNMJ 501 214 534 and with the tax identification number 501 214 534.

3 In its capacity of Insurance Agent, BPI Bank does not assume any liability for the coverage of risks deriving from the insurance contract. Such risks are assumed by the Insurance Companies.

These insurances are products of BPI Vida e Pensões - Companhia de Seguros, S.A. or of Companhia de Seguros Allianz Portugal, S.A., traded by Banco BPI, S.A., as Insurance Agent no. 419527591, registered at the Supervisory Authority for Insurance and Pension Funds on 21/01/2019, and authorised to operate in the Life and Non-Life Insurance lines. Additional information on registration available at www.asf.com.pt. Banco BPI, S.A. is not authorised to collect premiums or to conclude contracts on behalf of BPI Vida e Pensões or Companhia de Seguros Allianz Portugal, S.A. This information does not replace the consultation of the legally required pre-contractual and contractual information. All information about the insurances can be obtained at our Branches and Premier Centres, http://www.bancobpi.pt or on 808243444 (personalised service from 8am to 9pm).

4 2 Debit Cards for different holders without an availability fee. Issuing and Lending Entity: CaixaBank Payments & Consumer, E.F.C., E.P., S.A.U. Headquarters: Calle Caleruega 102, 28033 Madrid – Spain, with the Tax Identification Number A08980153, registered in the Commercial Registry of Madrid, volume 36556, folio 29, page M-656492. Agent in Portugal of the card issuer CaixaBank Payments & Consumer, E.F.C. E.P., S.A.U, acting as a tied credit intermediary on an exclusive basis: Banco BPI, S.A., Headquarters: Rua Tenente Valadim, 284, 4100–476 Porto, Share Capital € 1,293,063,324.98, registered at the Commercial Registry Office of Porto under the registration number PTIRNMJ 501 214 534 and with the tax identification number 501 214 534.

5 The Citizen Living Solutions assistance programme is managed by Multiasistencia Gestión y Ayuda SA, an entity external to BPI. The subscription to Conta Valor BPI Citizen and Citizen Living Solutions programme, implies that BPI Bank, exclusively for the purpose of accessing the services, shares with Multiasistencia Gestión y Ayuda SA the following Customers' data (applicable to the first holder): Name, Identification Card Number and nationality, as well as the information that the Customer has signed up to Conta Valor BPI Citizen.

This message is intended as an advertisement and does not constitute a contractual proposal. It does not replace the consultation of the legally required pre-contractual and contractual information.

When you open your Conta Valor BPI Citizen, you will also get free access to Citizen Living Solutions1, a 24/7 assistance programme available in 4 languages (Portuguese, English, French, and German), where you will find several services that will make your daily life and integration in Portugal much easier.

Find out about all the services that will make your life easier and more enjoyable in Portugal:

Management

Relocation service
To help you find schools for your children, gyms, hospitals, restaurants and much more.

International Removal Services
Get the support of a team of professionals for land, air, and sea transport.

Translations and Interpreting Online
You can benefit from 3 free translations/year from Portuguese into another language (non-technical text up to 600 words) and unlimited phone interpreting service.

Information and Booking Service
To assist you in the search for flight schedules, show bookings, on-duty pharmacies, among others.

Travel Agency
Enjoy the services of a travel consultant, who will assist you in finding tourism services (flights, cruises, tours, etc.).

Home

Comprehensive Technical Assistance
Support in solving problems with electronic equipment, tuning TV channels, etc.

Diary Service
Receive reminders (sms, phone or email) about important dates, so you do not forget anything.

Household Staff Search
A service that helps you locate local companies best suited to your needs.

Wellness

Medical Advice by Telephone
Free information and advice on your health and that of your family, provided by a medical board.

Veterinarian Online
Look after your pet 24h/day, with this service provided by a veterinary doctor.

For more detailed information on all services or to request assistance, please consult www.citizenlivingsolutions.com or call 00 351 21 318 11 03.

Notes

1 The Citizen Living Solutions assistance programme is managed by Multiasistencia Gestión y Ayuda SA, an entity external to BPI. The subscription to Conta Valor BPI Citizen and Citizen Living Solutions programme, implies that BPI Bank, exclusively for the purpose of accessing the services, shares with Multiasistencia Gestión y Ayuda SA the following Customers' data (applicable to the first holder): Name, Identification Card Number and nationality, as well as the information that the Customer has signed up to Conta Valor BPI Citizen.

Find the ideal house for you and your family. We take care of everything else.

Buying a house in Portugal

We have several solutions to help you buy a house, whether for your permanent residence or to finance a second home. At BPI, you will find solutions with extended deadlines of up to 40 years, competitive spreads and fixed or variable rates. Request more information or carry out a simulation at a BPI Branch.

Property Valuation Service

Would you like to know if you are buying your new house for a fair market value? Find out about our property valuation service, performed by qualified professionals who will help make your decision easier. Request more information or carry out a simulation at a BPI Branch.

Feel calm and safe. We have solutions to help you protect your health and that of your family, your home, and your car.

Health Insurance1

Health is our most valuable possession. If you are living or considering living permanently in Portugal, we recommend an insurance to protect you and your family against any incident: the Allianz Health Insurance.

Access the information document on insurance products here.

Home Insurance

Protect your home from all unexpected situations, inside and out. Whether you own or rent a house, subscribe to Allianz Home Insurance, and live in Portugal, with total confidence.

Access the information document on insurance products here.

Car Insurance

If you bought or registered your car or motorbike in Portugal, choose the best way to protect them and their occupants. The Allianz Car Insurance ensures the civil liability required by law and several options of coverage modules, as well as travel assistance. Everything for your safety.

Access the information document on insurance products here.

Notes

1 To be eligible for a Health Insurance policy, the insurance holder(s) must remain in Portugal for at least 180 days per year.

In its capacity of Insurance Agent, BPI Bank does not assume any liability for the coverage of risks deriving from the insurance contract. Such risks are assumed by the Insurance Companies.

These insurances are products of BPI Vida e Pensões - Companhia de Seguros, S.A. or of Companhia de Seguros Allianz Portugal, S.A., traded by Banco BPI, S.A., as Insurance Agent no. 419527591, registered at the Supervisory Authority for Insurance and Pension Funds on 21/01/2019, and authorised to operate in the Life and Non-Life Insurance lines. Additional information on registration available at www.asf.com.pt. Banco BPI, S.A. is not authorised to collect premiums or to conclude contracts on behalf of BPI Vida e Pensões or Companhia de Seguros Allianz Portugal, S.A. This information does not replace the consultation of the legally required pre-contractual and contractual information. All information about the insurances can be obtained at our Branches and Premier Centres, http://www.bancobpi.pt or on 808243444 (personalised service from 8am to 9pm).