BPI Gold Card (APR 15,3%)


Credit card with access to the Current Account and to a wide range of advantages.


With the BPI Gold Card you can make purchases and withdraw cash on credit on the Visa and Multibanco networks. In Portugal, it also gives you the possibility to access your Current Account to check balances, make cash withdrawals, pay bills and make Low Value payments. 50 days interest-free credit. 

  • Universal means of payment
    You can make your purchases in millions of establishments linked to the Visa network all over the world.
  • Cash advance to BPI Current Account
    With this feature you can transfer money from your credit card balance to your current account, in an easy, fast and convenient way, at BPI App or BPI Net. The balance is available immediately.
  • Associated Insurance
    The BPI Gold Card offers you a wide range of insurance.
  • Possibility to subscribe Health / Hospitalization insurance policy*
    Possibility to subscribe an advantageous health / hospitalization due to illness or accident policy, extendable to your family members against payment of a premium per each insured person.
  • Other Services / Benefits
    BPI Gold offers you a useful information service, including medical advice, late opening chemists, road traffic, etc., as well as a package of services such as home doctors, delivery of medicines to your home and finding qualified professionals for urgent repairs at home.
    Very advantageous conditions on Hertz car rental, within the scope of the Hertz programme.
  • Always at your service
    BPI Gold Line 21 720 78 00 and 22 607 21 91 (personal assistance, 24h a day). 
Annual fee

1st card holder: € 50.00
Additional card holder: Free
To these prices is added Stamp Duty at the rate in force.

The BPI Premier Account offers 2 BPI Gold credit cards on the same card-account (Representative APR 15.3%), with no card issuance fee.

Interest Rate

Nominal: 9,32%
Representative APR: 14,5%, calculated for a credit limit of € 2.500, € 50,00 annual fee and repayment in 12 capital installments of the same amount, plus interest at the above mentioned APR and the legal taxes in force. The interest rate is calculated on a 360 days basis, with no rounding off. Rates valid until 30/06/2024.


These are Allianz Portugal S.A. insurance products, distributed by Banco BPI, SA, having its registered office at Avenida da Boavista, 1117, Oporto, acting as Insurance Intermediary No. 419527591, registered with the Portuguese Insurance and Pension Funds Supervisory Authority on 21/11/201, authorised to carry out Life and Non-Life Insurance businesses. Banco BPI, SA has ownership interests exceeding 10% in Companhia de Seguros Allianz Portugal, SA and in COSEC - Companhia de Seguros de Créditos, S.A. For further details on the registration please visit www.asf.com.pt. Banco BPI, SA is contractually bound to conduct insurance mediation business exclusively for one or more insurance companies and is compensated, as a fixed commission, with a portion of the insurance premium, and a variable commission based on its overall performance. In its capacity as Insurance Intermediary, Banco BPI, SA advises its Clients on Allianz Portugal SA insurance products, in a partial and personal manner, and is not liable for risk coverage under the insurance contract, does not act for or on behalf of the Insurance Company and is not authorised to collect premiums or enter into contracts on behalf of Companhia de Seguros Allianz Portugal, SA, and its intervention ends when the insurance contract is concluded. The Client is entitled to ask for information about the name of the insurance company or companies with which Banco BPI, SA works, relevant under requirements and needs presented, and about the remuneration to be received by the intermediary for the intermediation service provided. There are no other insurance intermediaries in this contract. Complaints may be filed against Banco BPI, SA with the Portuguese Insurance and Pension Funds Supervision Authority. Without prejudice to the right to appeal to courts, in case of any dispute arising out of the insurance intermediation business carried out in Portugal, Clients may use out-of-court redress bodies set up for the purpose. Any information about insurance can be obtained at any BPI Branch and Premier Centres, at www.bancobpi.pt or on 808243444 (customised service from 08:00 to 21:00).

How do I apply for a card?

To apply for a BPI Gold Card, you must go to any BPI Branch or BPI Premier Centre.