BPI Gold Card (APR 15,3%)


Credit card with access to the Current Account and to a wide range of advantages.


With the BPI Gold Card you can make purchases and withdraw cash on credit on the Visa and Multibanco networks. In Portugal, it also gives you the possibility to access your Current Account to check balances, make cash withdrawals, pay bills and make Low Value payments. 50 days interest-free credit. 

  • Universal means of payment
    You can make your purchases in millions of establishments linked to the Visa network all over the world.
  • Cash advance to BPI Current Account
    With this feature you can transfer money from your credit card balance to your current account, in an easy, fast and convenient way, at BPI App or BPI Net. The balance is available immediately.
  • Associated Insurance
    The BPI Gold Card offers you a wide range of insurance.
  • Possibility to subscribe Health / Hospitalization insurance policy*
    Possibility to subscribe an advantageous health / hospitalization due to illness or accident policy, extendable to your family members against payment of a premium per each insured person.
  • Other Services / Benefits
    BPI Gold offers you a useful information service, including medical advice, late opening chemists, road traffic, etc., as well as a package of services such as home doctors, delivery of medicines to your home and finding qualified professionals for urgent repairs at home.
    Very advantageous conditions on Hertz car rental, within the scope of the Hertz programme.
  • Always at your service
    BPI Gold Line 21 720 78 00 and 22 607 21 91 (personal assistance, 24h a day). 
Annual fee

1st card holder: € 50.00
Additional card holder: Free
To these prices is added Stamp Duty at the rate in force.

The BPI Premier Account offers 2 BPI Gold credit cards on the same card-account (Representative APR 15.3%), with no card issuance fee.

Interest Rate

Nominal: 9,32%
Representative APR: 15,3%, calculated for a credit limit of € 2.500, € 50,00 annual fee and repayment in 12 capital installments of the same amount, plus interest at the above mentioned APR and the legal taxes in force. The interest rate is calculated on a 360 days basis, with no rounding off. Rates valid until 31/12/2021.


Card Issuer: CaixaBank Payments & Consumer, E.F.C., E.P., S.A.U. Registered Office: Calle Caleruega 102, 28033 Madrid - Spain, with Tax Identification Number A08980153, registered in the Registro Mercantil de Madrid, tomo 36556, folio 29, sheet M-656492.

Agent in Portugal of the card issuer CaixaBank Payments & Consumer, E.F.C., E.P., S.A.U. : Banco BPI, S.A., Registered Office: Rua Tenente Valadim, 284 - 4100 - 476 Porto, Share Capital €, registered at CRCP under single register number PTIRNMJ 501 214 534 and taxpayer number 501 214 534.

This information is provided for advertising purposes and does not constitute a contractual proposal. You must read the pre-contractual and contractual information required by law, which may obtained from Banco BPI. This insurance policy is a product of Companhia de Seguros Allianz Portugal, S.A., sold by Banco BPI, S.A., Sociedade Aberta, Rua Tenente Valadim, 284, Porto, in its capacity as Tied Insurance Intermediary no. 207232431 (registered with the Insurance and Pension Funds Supervision Authority on 31-10-2017 - more details on the registration available at www.asf.com.pt), authorised to carry on insurance business in the Life and Non-Life Branches with the insurers BPI Vida e Pensões - Companhia de Seguros Vida, S.A., Companhia de Seguros Allianz Portugal, S.A. and COSEC - Companhia de Seguro de Créditos, S.A. Banco BPI, S.A. is not authorised to receive premiums or enter into contracts on behalf of COSEC, Allianz or BPI Vida e Pensões and, as an insurance intermediary, assumes no responsibility for the coverage of risks inherent in the insurance contract.

How do I apply for a card?

To apply for a BPI Gold Card, you must go to any BPI Branch or BPI Premier Centre.