PR_UCMS02065232
Visa and Multibanco credit card, with no provision fee and fixed monthly installments, for your purchases and service payments.
Benefits
- Service payments
You can pay for services on credit, including payments to the State. - Choice Possibility
You can choose the fixed monthly payment between 5% and 50% of the credit limit. - Cost-free amortization
With this Visa Card you can make additional payments at no extra cost. - Cash advance
Transfer money from your credit card balance to your current account easily, quickly and conveniently, via your mobile device (BPI App) and online service (BPI Net). The balance will become available immediately. This operation is subject to the price list in force (€3.00 + 4.00% on the amount of the advanced payment), plus stamp duty. - Contactless technology
The BPI Card is equipped with innovative contactless technology. Simply approach the card to the Automatic Payment Terminal (APT) to make payments. The secret personal identification number code (PIN) will only be requested for payments over €50 or in specific situations. - Apple Pay Service
Apple Pay is a simple, a secure and private way to make payments via your iPhone, iPad, Apple Watch or Mac without resorting to your physical card or cash. - 3D Secure Service
Apple Pay is a simple, a secure and private way to make payments via your iPhone, iPad, Apple Watch or Mac without resorting to your physical card or cash. - Always at you service
BPI Card Helpline with personal service.
Annual fee
Interest Rate
Nominal: 10,5%
Representative APR: 13,4%, calculated for a credit limit of € 1,500, a BPI Classic credit card availability fee of € 20.00 and repayment in 12 equal installments of principal, plus interest at the ANR indicated above and the legal taxes in force. The interest rate is calculated on a 360-day basis, without rounding. Rates valid until 30/06/2024.
Observations
These are Allianz Portugal S.A. insurance products, distributed by Banco BPI, SA, having its registered office at Avenida da Boavista, 1117, Oporto, acting as Insurance Intermediary No. 419527591, registered with the Portuguese Insurance and Pension Funds Supervisory Authority on 21/11/201, authorised to carry out Life and Non-Life Insurance businesses. Banco BPI, SA has ownership interests exceeding 10% in Companhia de Seguros Allianz Portugal, SA and in COSEC - Companhia de Seguros de Créditos, S.A. For further details on the registration please visit www.asf.com.pt. Banco BPI, SA is contractually bound to conduct insurance mediation business exclusively for one or more insurance companies and is compensated, as a fixed commission, with a portion of the insurance premium, and a variable commission based on its overall performance. In its capacity as Insurance Intermediary, Banco BPI, SA advises its Clients on Allianz Portugal SA insurance products, in a partial and personal manner, and is not liable for risk coverage under the insurance contract, does not act for or on behalf of the Insurance Company and is not authorised to collect premiums or enter into contracts on behalf of Companhia de Seguros Allianz Portugal, SA, and its intervention ends when the insurance contract is concluded. The Client is entitled to ask for information about the name of the insurance company or companies with which Banco BPI, SA works, relevant under requirements and needs presented, and about the remuneration to be received by the intermediary for the intermediation service provided. There are no other insurance intermediaries in this contract. Complaints may be filed against Banco BPI, SA with the Portuguese Insurance and Pension Funds Supervision Authority. Without prejudice to the right to appeal to courts, in case of any dispute arising out of the insurance intermediation business carried out in Portugal, Clients may use out-of-court redress bodies set up for the purpose. Any information about insurance can be obtained at any BPI Branch and Premier Centres, at www.bancobpi.pt or on 808243444 (customised service from 08:00 to 21:00).