BPI Card (APR 13,0%)


Especially for you, we present BPI Card, a Visa Credit and Debit Card that gives you access to a wide range of advantages.


With the BPI Card you can make purchases and withdraw cash on credit on the Visa and Multibanco networks. In Portugal, it also gives you the possibility to access your Current Account to check balances, make cash withdrawals, pay bills and make Low Value payments. With your mobile device (BPI App) or at your online service (BPI Net), you can also cash advance from your credit to your current account in an easy, fast and convenient way. Up to 50 days interest-free credit.

  • No Annual Fee
    Exemption of annual fee for holders of the BPI Valor Account (2 cards in the same credit card account).
  • Interest-free credit for up to 50 days
    Make your purchases and cash withdrawals and enjoy interest-free credit for up to 50 days.
  • Universal means of payment
    You can make your purchases in millions of establishments linked to the Visa network all over the world.
  • Cash advance to BPI Current Account
    With this feature you can transfer money from your credit card balance to your current account, in an easy, fast and convenient way, at BPI App or BPI Net. The balance is available immediately.
  • Choose an image for your BPI Card
    The BPI Card allows you to choose one of 21 images of Portuguese cities. If you miss the city where you were born, if you would like to return to the city where you spent your best holidays, if you love the city where you live, this is an opportunity to carry it always with you.
  • Optional insurance coverages
    - Base Insurance
    Travel Personal Accidents, Civil Liability, Home Assistance, Card Account Balance, ATM Theft, among others.
    - Health Insurance and Hospital Internment
    Health Insurance and Hospital Internment under special conditions.
  • Always at your service
    BPI Cards Line 21 720 77 00 and 22 607 22 66 (personal assistance, 24h a day).
  • Contactless technology
    The BPI Card is already fitted with the innovative contactless technology.   
Annual fee

1st card holder: € 20.00
Additional card holders: € 20.00
To these prices is added Stamp Duty at the rate in force.

Interest Rate

Nominal: 8,5%
Representative APR: 13,0%, calculated for credit limit of € 1.500, € 20,00 annual fee and repayment in 12 capital installments of the same amount, plus interest at the above mentioned APR and the legal taxes in force. The interest rate is calculated on a 360 days basis, with no rounding off. Rates valid until 30/06/2022.


Card Issuer: CaixaBank Payments & Consumer, E.F.C., E.P., S.A.U. Registered Office: Calle Caleruega 102, 28033 Madrid - Spain, with Tax Identification Number A08980153, registered in the Registro Mercantil de Madrid, tomo 36556, folio 29, sheet M-656492.

Agent in Portugal of the card issuer CaixaBank Payments & Consumer, E.F.C., E.P., S.A.U. : Banco BPI, S.A., Registered Office: Rua Tenente Valadim, 284 - 4100 - 476 Porto, Share Capital €, registered at CRCP under single register number PTIRNMJ 501 214 534 and taxpayer number 501 214 534.

This information is provided for advertising purposes and does not constitute a contractual proposal. You must read the pre-contractual and contractual information required by law, which may obtained from Banco BPI. This insurance policy is a product of Companhia de Seguros Allianz Portugal, S.A., sold by Banco BPI, S.A., Sociedade Aberta, Rua Tenente Valadim, 284, Porto, in its capacity as Tied Insurance Intermediary no. 207232431 (registered with the Insurance and Pension Funds Supervision Authority on 31-10-2017 - more details on the registration available at www.asf.com.pt), authorised to carry on insurance business in the Life and Non-Life Branches with the insurers BPI Vida e Pensões - Companhia de Seguros Vida, S.A., Companhia de Seguros Allianz Portugal, S.A. and COSEC - Companhia de Seguro de Créditos, S.A. Banco BPI, S.A. is not authorised to receive premiums or enter into contracts on behalf of COSEC, Allianz or BPI Vida e Pensões and, as an insurance intermediary, assumes no responsibility for the coverage of risks inherent in the insurance contract.

How do I apply for a card?

To apply for a BPI Card, you must go to any BPI Branch or BPI Premier Centre.