BPI Business (APR 19,8% to 21,6%)

Credit limit may be distributed by several cards.

BPI Business Card is addressed to Companies, Individual Business Owners and Liberal Professionals, with employees who recurrently make payments for service or representation expenses, allowing the allocation of differentiated credit limits for each of the employees.

  • Reduction of administrative costs, reducing cash fund requirements;
  • Allocation of an autonomous credit limit per card, defined by the company according to the user's profile;
  • Card accepted all over the world in the MasterCard network;
  • Option to pay 100% of the balance, interest-free, or 10%, 25% or 50% of the outstanding balance;
  • Efficient and secure management of employee representation expenses, avoiding advances on foreseeable expenses;
  • Access to current account (dual version), for checking balances and movements, cash debit withdrawals and payment of services in Portugal;
  • Fast, simple and safe card management and checking through BPI Net Empresas.

The BPI Business Card is intended for Small and Medium-Sized Companies, Individual Entrepreneurs and Individuals with business activity (e.g. Self-Employed persons), with head-office or resident in Portugal.

BPI Net Empresas permits to view information by company, department, card, and supplier, according to user profile.

The company can choose between centralized payment (single debit for the set of cards) or individual payment (debits card by card in different accounts).

The BPI Business card is available in Classic or Gold versions, allowing access to a set of insurance products and providing advantageous conditions on Hertz car rentals and discounts in the Pestana Group Hotels and Inns.

The BPI Business Line telephone answering service is permanently available: (+ 351) 21 720 77 40 or 22 607 22 80.


Companies based in Portugal.

Other Services

Permanent Telephone Answering Service (24 hours a day, every day of the year):

  • Useful information: immediate medical advice, on-duty pharmacies, hospitals, plane timetables and fares, road traffic, weather forecast, restaurants, schools, shops and museums.
  • Miscellaneous services (cost paid through authorized debit to Card Account): sending of flowers; home doctor; home delivery of medicines; booking tickets for shows; and finding qualified professionals for urgent repairs at home.

Hertz Corporate Business Programe:
The BPI Business Classic Card offers its holders free access to this programe, which, among other benefits, provides very advantageous rental conditions, including special rates (discounts of up to 40% on the public rate). For more information, please go to any Hertz Rental Station or call 808 20 20 38 in Portugal.

Pestana Hotels and Pousadas de Portugal
Discounts in the Pestana Hotels all over the world and in the network of Pousadas de Portugal. 



BPI Business Gold Card: 21,6% APR; BPI Business Classic Card: 19,8% APR. APR calculated based on € 1.500 of credit, 16% nominal annual rate, annual fees of € 50 and € 30, respectively, 12-month term and single repayment at the end of term in accordance with Decree-Law 220/94. The interest rate is calculated on a 360-day basis, without rounding.