Fixed Term Financing


Financing of needs related to investment and development of the company's activity.


Credit operation with principal repayment plan, usable in loan account.

It allows the Company/Sole Proprietorship to strengthen the permanent capital structure and finance investment projects, without compromising the liquidity necessary to the treasury.

  • Structuring of financing according to:
    - Customer's needs and / or investment;
    - Customer's repayment capacity.
  • Possibility of a grace period, in which the Customer only pays interest.

Companies and Sole Proprietorships that wish to make investments in the scope of their activity.

Fixed term loan.


To be defined according to the specific needs of each Customer and the risk analysis carried out by BPI.


To be defined according to the Customer's repayment capacity.


To be defined case by case.


Interest Rate

The operations can be contracted in the following modalities:

  • Variable Rate - consisting of a variable index (indexed to a market reference rate) + a commercial spread;
  • Fixed Rate - consisting of a fixed index over the whole period of the transaction + a commercial spread.

For more information, please go to any BPI Branch or Corporate Centre or contact us.



This information is provided for advertising purposes and does not constitute a contractual offer; you must read the pre-contractual and contractual information required by law.

Contracting subject to prior approval by the entities involved and subject to the conditions defined according to the risk profile of each operation.

Banco BPI, S.A., Rua Tenente Valadim, 284, Porto, Tied Insurance Intermediary no. 207232431 (registered with the Insurance and Pension Funds Supervision Authority on 31-10-2017 - more details on the registration available at; authorised to carry on insurance business in the Life and Non-Life Branches with the insurers BPI Vida e Pensões - Companhia de Seguros Vida, S.A., Companhia de Seguros Allianz Portugal, S.A. and COSEC - Companhia de Seguro de Créditos, S.A. Banco BPI, S.A. is not authorised to receive premiums or enter into contracts on behalf of COSEC, Allianz or BPI Vida e Pensões and, as an insurance intermediary, assumes no responsibility for the coverage of risks inherent in the insurance contract.