Commercial Discounting

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Cash management needs met through the advance of revenues for sales covered by a negotiable instrument. The discount of a negotiable instrument transforms forward sales into immediate receipts.

Type of Solution

Financing backed by a negotiable instrument through which BPI advances to the assignor (the drawer), on the discount date, the amount listed on the instrument, for which it is subsequently reimbursed.

Advantages 
  • Speed and simplicity in the loan obtaining process;
  • Immediate liquidity with the advance on revenues from forward sales;
  • Greater efficiency in the management of the portfolio of bills of exchange.
Beneficiaries

Companies, Individual Entrepreneurs or Self-Employed Persons with short term financing needs and forward sales backed by debt claims.


Para mais informações, contacte qualquer Balcão ou Centro de Empresas BPI ou consulte bancobpi.pt/empresas.

Observations

This information is provided for advertising purposes and does not constitute a contractual offer; you must read the pre-contractual and contractual information required by law.

Contracting subject to prior approval by the entities involved and subject to the conditions defined according to the risk profile of each operation.

Banco BPI, S.A., Rua Tenente Valadim, 284, Porto, Tied Insurance Intermediary no. 207232431 (registered with the Insurance and Pension Funds Supervision Authority on 31-10-2017 - more details on the registration available at www.asf.com.pt); authorised to carry on insurance business in the Life and Non-Life Branches with the insurers BPI Vida e Pensões - Companhia de Seguros Vida, S.A., Companhia de Seguros Allianz Portugal, S.A. and COSEC - Companhia de Seguro de Créditos, S.A. Banco BPI, S.A. is not authorised to receive premiums or enter into contracts on behalf of COSEC, Allianz or BPI Vida e Pensões and, as an insurance intermediary, assumes no responsibility for the coverage of risks inherent in the insurance contract.