Commercial Discounting

Cash management needs met through the advance of revenues for sales covered by a negotiable instrument. The discount of a negotiable instrument transforms forward sales into immediate receipts.

Type of Solution

Financing backed by a negotiable instrument through which BPI advances to the assignor (the drawer), on the discount date, the amount listed on the instrument, for which it is subsequently reimbursed.

  • Speed and simplicity in the loan obtaining process;
  • Immediate liquidity with the advance on revenues from forward sales;
  • Greater efficiency in the management of the portfolio of bills of exchange.

Companies, Individual Entrepreneurs or Self-Employed Persons with short term financing needs and forward sales backed by debt claims.