Electronic Collections based in Spain


Efficient management of Electronic Collections based in Spain through SEPA or SEPA B2B direct debit or cheques and promissory notes.

SEPA or SEPA B2B direct debits

Through the SEPA electronic collection system, BPI Clients can access the pan-European interbank payment system in euros, applicable to debtors with bank addresses in Portugal, Spain and the other SEPA countries.


  • Sending of collection files for debtors in Spain;
  • Check-up return files with feedback about the collections carried out;
  • Possibility to check collection entry notices.
Cheques and Promissory Notes

Possibility to collect cheques and promissory notes in euro, from Spain.

For more information, please go to any BPI Branch or Corporate Centre or contact us.


This information is provided for advertising purposes and does not constitute a contractual offer; you must read the pre-contractual and contractual information required by law.

Contracting subject to prior approval by the entities involved and subject to the conditions defined according to the risk profile of each operation.

Banco BPI, S.A., Rua Tenente Valadim, 284, Porto, Tied Insurance Intermediary no. 207232431 (registered with the Insurance and Pension Funds Supervision Authority on 31-10-2017 - more details on the registration available at www.asf.com.pt); authorised to carry on insurance business in the Life and Non-Life Branches with the insurers BPI Vida e Pensões - Companhia de Seguros Vida, S.A., Companhia de Seguros Allianz Portugal, S.A. and COSEC - Companhia de Seguro de Créditos, S.A. Banco BPI, S.A. is not authorised to receive premiums or enter into contracts on behalf of COSEC, Allianz or BPI Vida e Pensões and, as an insurance intermediary, assumes no responsibility for the coverage of risks inherent in the insurance contract.