Export Advance


Short-term solution to advance future export revenues.


The management of cash flow requirements resulting from the time lag between cash received and payments poses a challenge for any business with credit sales.

BPI supports companies with this management, by financing the sale of goods and/or services to the external market through advancing the revenue amount based on a copy of the operation documents, given that the goods and the documents are sent directly to the importer.

  • Simplicity: contracting supported by BPI forms and copies of the accompanying documents for the export operation;
  • Flexibility: in the amount and financing period. The company only bears costs for the use of credit for the amount and during the period it requires this;
  • This satisfies cash-flow requirements through adapting revenue receipt periods to the operational cycles of the company through advancing revenue for export operations.

Companies, Sole Proprietors and Liberal Professionals who are exporters using credit sales.


Up to 100% of the value of the related commercial operation.


Usually up to 1 year for consumer goods and intermediate goods (short term), and this may be extended when involving capital goods and services (medium term).

For more information, please go to any BPI Branch or Corporate Centre or contact us.


This information is provided for advertising purposes and does not constitute a contractual offer; you must read the pre-contractual and contractual information required by law.

Contracting subject to prior approval by the entities involved and subject to the conditions defined according to the risk profile of each operation.

Banco BPI, S.A., Rua Tenente Valadim, 284, Porto, Tied Insurance Intermediary no. 207232431 (registered with the Insurance and Pension Funds Supervision Authority on 31-10-2017 - more details on the registration available at www.asf.com.pt); authorised to carry on insurance business in the Life and Non-Life Branches with the insurers BPI Vida e Pensões - Companhia de Seguros Vida, S.A., Companhia de Seguros Allianz Portugal, S.A. and COSEC - Companhia de Seguro de Créditos, S.A. Banco BPI, S.A. is not authorised to receive premiums or enter into contracts on behalf of COSEC, Allianz or BPI Vida e Pensões and, as an insurance intermediary, assumes no responsibility for the coverage of risks inherent in the insurance contract.