Skip to content
Content ID: PR_WCS01_UCM01057388

BPI Tesouraria Já

BPI Tesouraria Já offers companies short-term solutions to finance payments and/or bring forward future revenues.

Banco BPI | Financing Short-Term Solutions | BPI Tesouraria Já

Banco BPI | Financing Short-Term Solutions | BPI Tesouraria Já

Framework

The management of cash requirements resulting from the time lag between receipts and payments is a challenge for any business.

With BPI Tesouraria Já, BPI supports companies' cash management through a range of financing solutions for purchases and sales of goods and services.

Advantages

  • Simplicity: contracting based on BPI form and support document to the commercial transaction;
  • Speed: the funds are made available 24 hours after being contracted;
  • Comprehensiveness: includes financing options for the various phases of the operation cycle (procurement, production and sales);
  • Flexibility: of loan amount and period. The company only pays charges for drawings made in the amount and time needed;
  • Better bargaining capacity with suppliers (payment periods and conditions) and better response capacity to the clients.

Beneficiaries

Companies, Individual Entrepreneurs and Self-Employed Persons who regularly or occasionally need to finance their operating cycle.

Types of Operations

Short-term solutions to finance payments and/or bring forward future revenues.

BPI Tesouraria Já | Payments

  • BPI finances payments to national suppliers, allowing the company to postpone its payment effort without affecting the supplier's payment term, or even paying sooner than the due date.
  • Contract support documents: copy of the invoice.

BPI Tesouraria Já | Orders 

  • BPI advances to the company the amount of orders from its national clients, allowing it to finance production of prepare the order.
  • Contract support documents: copy of order form (or equivalent, e.g.: proforma invoice, supply contract).

BPI Tesouraria Já | Collections 

  • BPI advances the amount of collection files sent to the Bank for processing, with settlement at a future date.
  • Contract support documents: files sent to BPI for the processing of Collections.

BPI Tesouraria Já | Invoices

  • BPI advances the amount of forward-payment invoices issued by the company in the domestic market, allowing it to start of a new operation cycle.
  • Contract support documents: copy of the invoice.   

Amount

Up to 100% of the amount of the transactions involved.

Term

  • Financing terms adjusted to the transactions;
  • Full repayment on the transaction due date or on the date the collected amount is received, whichever occurs first;
  • Interest payment: in arrears.
     

Para mais informações, dirija-se a qualquer Balcão ou Centro de Empresas BPI ou contacte-nos.

 

Observations

This information is provided for advertising purposes and does not constitute a contractual offer; you must read the pre-contractual and contractual information required by law.

Contracting subject to prior approval by the entities involved and subject to the conditions defined according to the risk profile of each operation.

Banco BPI, S.A., Rua Tenente Valadim, 284, Porto, Tied Insurance Intermediary no. 207232431 (registered with the Insurance and Pension Funds Supervision Authority on 31-10-2017 - more details on the registration available at www.asf.com.pt); authorised to carry on insurance business in the Life and Non-Life Branches with the insurers BPI Vida e Pensões - Companhia de Seguros Vida, S.A., Companhia de Seguros Allianz Portugal, S.A. and COSEC - Companhia de Seguro de Créditos, S.A. Banco BPI, S.A. is not authorised to receive premiums or enter into contracts on behalf of COSEC, Allianz or BPI Vida e Pensões and, as an insurance intermediary, assumes no responsibility for the coverage of risks inherent in the insurance contract.