Insurance credit line for short term


Innovative and unique credit insurance in Portugal, developed in partnership with COSEC exclusively for BPI Clients.


BPI, in partnership with COSEC, offers various credit insurance solutions. COSEC is the Portuguese leader in credit insurance (according to the Portuguese Insurance Association) and 50% held by BPI and by Euler Hermes. Euler Hermes is the world leader in credit insurance (according to ICISA – International Credit Insurance and Surety Association), with a presence in 52 countries.

The Insurance credit line for short term is one of the solutions included in the Exportação Segura BPI Solutions and it is aimed at importers which sell to political risk countries, as well as goods and services export operations which may benefit from State guarantees. 

  • Coverage of the non-payment risk and political risk in occasional export operations;
  • Enables access to new markets and to new Clients;
  • COSEC’s experience in foreign markets;
  • Export operations cover all countries outside the OECD, as well as Chile, Greece, Mexico, the Republic of Korea and Turkey;
  • Access to a specialized professional service of credit risk analysis and of collection and recovery of debts for the external market, through the relationship with BPI.

Portuguese exporting companies of goods and / or services, with national incorporation.


This information is provided for advertising purposes and does not constitute a contractual offer; you must read the pre-contractual and contractual information required by law.

Contracting subject to prior approval by the entities involved and subject to the conditions defined according to the risk profile of each operation.

Banco BPI, S.A., Rua Tenente Valadim, 284, Porto, Tied Insurance Intermediary no. 207232431 (registered with the Insurance and Pension Funds Supervision Authority on 31-10-2017 - more details on the registration available at; authorised to carry on insurance business in the Life and Non-Life Branches with the insurers BPI Vida e Pensões - Companhia de Seguros Vida, S.A., Companhia de Seguros Allianz Portugal, S.A. and COSEC - Companhia de Seguro de Créditos, S.A. Banco BPI, S.A. is not authorised to receive premiums or enter into contracts on behalf of COSEC, Allianz or BPI Vida e Pensões and, as an insurance intermediary, assumes no responsibility for the coverage of risks inherent in the insurance contract.